Dispute inaccurate items and clear the way for a stronger financial foundation.
Start fresh
Rebuild
Layer in positive credit habits with expert guidance tailored to your goals.
Grow momentum
Reclaim
Unlock better rates and opportunities once your score reflects your true story.
Own your credit
About
About Credipair
With 30 years of experience, Credipair excels in providing top-notch credit repair services in Chula Vista, California.
Our mission is to pair every client with a personalized plan that restores confidence, unlocks better opportunities, and delivers lasting financial freedom. We combine expert dispute strategies with compassionate guidance so you never have to navigate this journey alone.
All plans include: No setup fees • Cancel anytime • 90-day guarantee
Our Guarantee to You
We stand behind our services with industry-leading guarantees
Money-Back Guarantee
If we don't remove any negative items within 90 days, you get a full refund.
No Long-Term Contract
Cancel anytime with 30 days notice. No penalties, no hassle.
Results or Refund
We're confident in our services. See improvements or your money back.
Complete Refund Policy Details
90-Day Money-Back Guarantee: If we don't successfully dispute and remove at least one negative item from your credit report within the first 90 days of service, we'll refund 100% of your payments.
Cancellation Policy: You may cancel your service at any time with 30 days written notice. There are no cancellation fees or penalties. Any unused portion of your monthly fee will be prorated and refunded.
How to Request a Refund: Contact our customer service team at (619) 608-4445 or email info@credipair.com. Refunds are typically processed within 7-10 business days.
What's Not Covered: Our guarantee covers the removal of inaccurate, unverifiable, or outdated information. We cannot guarantee the removal of accurate negative information or provide specific credit score increases, as results depend on individual circumstances and bureau responses.
Real Success Stories
Join thousands of Chula Vista residents who transformed their credit scores with Credipair
"Credipair helped me increase my score from 580 to 720! Now I qualified for my dream home. Their team was professional and delivered results faster than I expected."
Maria G.
Chula Vista, CA
580 → 720
4 months
"I was skeptical at first, but Credipair removed 12 negative items from my report. My credit score jumped 150 points and I got approved for a car loan with great rates!"
James R.
San Diego, CA
620 → 770
3 months
"After my divorce, my credit was ruined. Credipair not only fixed my credit but educated me on how to maintain it. Best investment I ever made!"
Sarah L.
National City, CA
520 → 680
5 months
Our Credit Repair Services
Comprehensive credit repair solutions with 30 years of experience in Chula Vista, California. From analysis to building, we handle every step of your credit journey.
Credit Report Analysis
Deep analysis of all three bureau reports to spot inaccuracies, outdated data, and negative items that hurt your score.
Negative Item Removal
Strategic challenges to remove late payments, collections, bankruptcies, and other damaging records from your credit report.
Credit Building
Step-by-step guidance for adding positive tradelines, diversifying credit mix, and raising limits responsibly.
Identity Theft Protection
Support for fraud victims plus preventative monitoring to keep new identity issues from appearing on your report.
Credit Monitoring
Always-on alerts for score changes, inquiries, and new accounts so you can act fast and stay protected.
Debt Negotiation
Experienced negotiators who work with creditors to settle balances and report cleaner outcomes.
Get answers to common questions about our credit repair services
How long does credit repair take?+
Most clients see significant improvements within 90 days. However, the timeline varies based on your specific situation and the number of items on your credit report. We provide regular updates throughout the process.
Is credit repair legal?+
Yes! Credit repair is completely legal under the Fair Credit Reporting Act (FCRA). You have the right to dispute inaccurate information on your credit reports, and we help you exercise that right professionally.
How much does your service cost?+
We offer affordable monthly payment plans. Currently, we have a special promotion: 50% off your first month! Contact us for a FREE credit analysis and personalized quote.
Do you guarantee results?+
While no one can guarantee specific outcomes, we offer a money-back satisfaction guarantee. We've helped thousands of clients improve their scores by an average of 100+ points.
What makes Credipair different?+
With 30 years of experience in Chula Vista, we combine local expertise with proven strategies. We provide personalized service, transparent pricing, and we're BBB A+ rated.
Join Credipair Today
Start Your Credit Repair Journey Today
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